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Your classic insurance is a UK-based site run by enthusiasts to help other classic car owners find the best deal on insurance for their cherished vehicle. We are an insurance affiliate, run by classic car fans - for classic car fans! We want you to get the best quality classic car insurance you can, so we've made this site as accessible and relevant as possible. Whether you're after insurance for your classic Jaguar, MG, Morgan or other cherished car, we can help you. Insurance allows people to protect themselves against risks like theft, accidents or illness - or to provide for their families in the case of their early death. Although individual insurance policies can seem complicated, the principle is straightforward. You pay to insure against something happening to yourself or your property. If the worst happens, the insurance company pays out either the full cost of repairing or replacing the damaged goods or an agreed sum. From their experience, insurance companies can calculate the likelihood of a theft or accident happening - and the cost to them of covering any loss or injury. The higher the risk and financial cost of the loss, the higher the premium you will be asked to pay. But insurance companies can keep costs down by insuring many people against the same risk. What should I think about when I buy insurance? What do you need? Some kinds of insurance are compulsory. You have to have motor insurance to drive in case you are in an accident. Your mortgage provider will insist you take out buildings insurance when you buy your home. In other cases, the choice is up to you. You have to decide, for example, how you would afford to pay for medical treatment abroad if you fell ill on holiday or replace your TV or valuables if you were burgled. If you have travel or contents insurance, your insurer would pick up the bill. You can also insure, for instance, against the cost of repairing or replacing your television or other household appliances if they break down by extending their warranty. You can take out protection to provide income if you lose your job because of your redundancy or ill-health. There are a variety of different insurance policies available. The best classic car insurance! |
Your Classic Insurance
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