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Whether you're looking for contract hire or leasing we have a huge selection of vehicles and can meet your contract hire and leasing needs complete with free nationwide delivery.

Car Leasing

Many companies and individuals prefer car leasing to ownership for a number of reasons. The most important fact about car leasing is that the lessee does not own the car and must return it at the end of the car leasing term. In car leasing there are many variables to bear in mind.

For example, there is no lump sum payment to be made up front with car leasing as opposed to buying a car where there is usually at least a third to be paid in advance with the remainder on finance.

Another great feature of car leasing is that the monthly payments for car leasing are usually lower than when buying a vehicle and the car leasing payments are a mix of paying for the vehicle's depreciation and for the vehicle's rent.

How Do Car Leasing Agreements Work?

After three years of car leasing the car is either returned or a deal is done for the lessee to buy the vehicle, often for a price agreed when the car leasing deal commenced. If you wish to end a car leasing agreement before the car leasing agreement has reached the end of its term, there may be penalties to pay.

Alternatively, at the end of the car leasing term you may wish to return the vehicle and drive away in new lease cars, starting a new car leasing term. With car leasing, there has to be a balance between the convenience of having a car and the risk that the car will have devalued too much over the years for the lesser.

Sometimes in car leasing contracts there are limits of mileage per year for the lessee, incurring financial penalties from breaking the car leasing contract if they surpass this.

Car Lease Small Print

Most car leasing deals have wear and tear limitations written into car leasing contracts to ensure the car returns in good condition.

Sometimes with car leasing it is necessary to leave a deposit of one or two months' payments and it is also necessary with car leasing to pay certain costs including the tax disc.

Even though the lessee does not own the car leasing vehicle the lessee is 100% responsible for insurance and any driving violations, parking tickets and fines.

Why Choose Car Leasing?

The decision regarding car leasing for both the lesser and the lessee is a question of balance. For people who love to drive expensive, new vehicles the best option may well be car leasing.

The main points about car leasing are that lessees have the right to use the vehicle for a certain time. Another point about car leasing is that the lessee can also use the vehicle for a set number of miles per annum. Usually, with car leasing, the lessee can buy the vehicle at the end of the car leasing term. The lessee during the car leasing term can take advantage of any free warranties and recalls.

A point to note when car leasing is the mileage and that most car leasing contacts have a limit during the car leasing period of how many miles the car leasing vehicle is permitted to do. It should be agreed in advance of signing the car leasing agreement the charge for any extra miles during the car leasing agreement.

Another point to bear in mind during the car leasing term is what level of wear and tear is to be expected during a car leasing term and what type of wear and tear during the car leasing is unacceptable. Another point to bear in mind is tyre wear during the car leasing term and what are the charges for tyre wear during the car leasing term.

Finally, it should be clear in the car leasing agreement what the penalty is if you have to terminate the car leasing agreement before the end of the term for the car leasing agreement.
The penalty for terminating the car leasing agreement in advance should be on a sliding scale.

Lease Cars

Some people prefer to lease cars rather than pay for a car upfront or take out a car loan. It also suits some companies to lease cars rather than buying cars.

There are some great advantages for people who lease cars and for car dealers who lease cars rather than sell them new. One of the major issues regarding lease cars is that the lessee is the driver and not the owner and that when the lease expires, lease cars are returned to the lesser.

Benefits of Lease Cars

For those who lease cars, a car lease can bring advantages over purchasing a new car with cash or finance. For people who lease cars there aren't lump sum upfront payments to be made. Often, monthly payments for those who lease cars are less than repayments for a bank car loan as those who lease cars are paying a form of rental and depreciation.

Once the car lease has ended, those who lease cars have to return the vehicle or those who lease cars can buy the car for a price previously agreed when the lease cars agreement was first signed. If people who lease cars wish to end their car lease agreement early, penalties may be incurred.

Those who lease cars know that at the end of the car leasing term, those who lease cars can drive off in a new car if people who lease cars have signed a new car lease. Some people who lease cars love to change their cars regularly and want to take out a new car lease because people who lease cars really enjoy the feel of a new car.

For drivers who lease cars, there is a balance between the convenience for the lessee of wanting to lease cars and the risk to the lesser that the leased car will devalue too much over the three years. Often, for drivers who lease cars, the lesser sets the number of miles that the driver can travel in the leased car without financial penalties.

Things to Consider With Lease Cars

Some contracts for people who lease cars have a wear & tear clause. For those who lease cars there may also be a clause in the contract prohibiting a tow bar from being fitted. In the contract for people who lease cars there may be a demand for a small down payment. Other costs for drivers who lease cars are the tax discs and insurance.

Also, people who lease cars should also be aware that the drivers who lease cars are responsible for any fines.

The decision to lease cars is for some the swiftest and cheapest route to getting a new car to drive. But drivers who lease cars should consider that when they lease cars it is for a set time and drivers who lease cars can only complete a certain mileage. If drivers who lease cars want to terminate the contract within 36 months then those who lease cars may have to pay a penalty.

Those who lease cars can usually buy the car at the end of the car lease term. The lessees, the people who lease cars have the right to make claims under any free warranties.

Motorists who lease cars and exceed the maximum mileage may have to pay a penalty charge for extra miles. It should be clearly stated for motorists who lease cars costs incurred for ending the car lease early.

Finding the Right Car Lease

Finding a car lease which suits you is the most important thing about any car lease. A car lease agreement which suits your needs is vital when considering a car lease because a car lease which is unsuitable means you could be tied into the wrong car lease for three years, which is the usual time period for a car lease.

With a car lease you need to ensure that the car lease agreement itself is suitable to your requirements as well as the car being leased.

If you will be driving great distances then a car lease agreement with a small mileage allowance is not the right car lease for you. Agreeing to a car lease for a vehicle which is too large or flashy may also be a poor car lease decision, as the monthly car lease payments would be higher than those car lease payments for a smaller car.

Swiftlease have a large number of car lease options which means they will have the ideal car lease for you.

Not only do all car leases from Swiftlease include the vehicle you want, but there are other car lease options to include extra benefits too. Your car lease agreement may include car lease breakdown cover or car lease courtesy car, so check for these additions before signing your car lease.

Your car lease needs to be affordable and ideally your monthly repayments for the car lease shouldn't exceed 20% of your take home pay, otherwise you may find your car lease difficult to maintain.

With so many car lease options, Swiftlease can provide a car lease which will give you all the benefits of car leases at a budget to suit your pocket - in short, the perfect car lease.

Vehicle Leasing Tips

When vehicle leasing... ensure you read your vehicle leasing contract closely before signing. Most vehicle leasing agreements run for 3 years which is a long time to be stuck with a vehicle leasing contract that doesn't suit you.

When vehicle leasing... ensure you are fully aware of all vehicle leasing charges involved with this vehicle leasing. Including your monthly vehicle leasing payments but also tax and insurance payments for vehicle leasing and any parking fines or similar incurred during the vehicle leasing period.

When vehicle leasing... ensure that you are aware of any wear and tear clauses in your vehicle leasing agreement as this could result in extra charges at the end of your vehicle leasing. In your vehicle leasing contract this could also relate to tyre wear.

When vehicle leasing... ensure you are aware of any warranties relating to your vehicle leasing so that if any repairs are needed during your vehicle leasing period, you can take advantage of this benefit of vehicle leasing.

When vehicle leasing... ensure you are aware of any mileage restrictions in your vehicle leasing agreement as this could also result in charges at the end of your vehicle leasing period if you break the terms of the vehicle leasing contract.

When vehicle leasing... check the details of the vehicle leasing agreement for terms to buy at the end of the vehicle leasing period.

Buying after vehicle leasing can make good sense if this vehicle leasing has been successful. On the other hand you may wish to take up vehicle leasing on a new car with a new vehicle leasing agreement.

When vehicle leasing... ensure that you choose a car you are happy with because with a vehicle leasing agreement, you will keep the same care for the length of your vehicle leasing contract.

When vehicle leasing... ensure that you are aware if your vehicle leasing agreements includes breakdown cover as some vehicle leasing contracts allow this option. Your vehicle leasing agreement could also include a courtesy car so check the small print of your vehicle leasing agreement to see if this is the case.

When vehicle leasing... see if the vehicle leasing company offers ongoing advice and support as part of their vehicle leasing package.

If you need any further information please give us a call on 0844 357 2495


Swift lease


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